Loans Against
Property (LAP)

SME loans are for small and medium enterprises, who are engaged in manufacturing, trading or services business and looking for funding to expand their existing business. At MAS Financial Services, we are committed to aid businesses with adequate loans for business expansion, purchase of machinery and other business needs.


Loans given to small and medium enterprises for fulfilling their working capital requirement against their existing commercial or residential property

  • Loans given to small and medium enterprises for fulfilling their working capital requirement against their existing commercial or residential property
  • Loans against property is provided up to 5 Crores
  • Loan tenure up to 120 months
  • Interest Rate for the product Ranges from 12% to 24%.
  • Quick turn around time
  • Special GST & Banking based assessment policy with limited documents for loan amount upto Rs 75 lakhs available.
Customer Profile
  • Small and medium sized manufacturers, dealers, traders, and service providers engaged in various industries.
Minimum Business Vintage
  • 3 years
Property Ownership
  • Ownership of at least 1 property is mandatory
Property Title
  • Title should be clear as per company policy
  • Photograph - Latest Color Photograph
  • Identity proof of promoters(Any One) - Voter ID Card / PAN Card / Passport / Driving License / Aadhar Card / Govt. issued document + Photograph / Bank Sign Verification + Photo
  • KYC documents of Firm
  • Income Proof - Audited/ Unaudited financial statements with all schedules/ ITR of last 3 Years
  • Bank Statement – Last 1 year bank statement of all banks
  • Existing facility sanction letter/ Repayment Track Record (RTR) of existing loan, if any
  • Original documents of the property to be mortgaged

*MAS reserves the right to ask for additional documents

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