Founders & Board Room

Behind every successful company is a team that is passionate about the work they do and the people they serve.

Founders


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Mr. Kamlesh Gandhi

Founder

He is Founder, Chairman and Managing Director of the Company. He is a proficient and experienced industry practitioner with a brilliant track record. He has more than two decades of experience in managing the Company’s growth. He manages the Company with the guidance and support of the Board. His understanding and vision is among the key enablers for the consistent performance of the Company. He is also the Director of Finance Industry Development Council (FIDC).

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Mr. Mukesh Gandhi

Co-founder

Shri Mukesh Gandhi (October 20, 1957 – January 19, 2021) was the Whole time Director & CFO of the Company and played an important role in bringing the Company to its present level from a humble beginning in the year 1995, based on very strong fundamentals. He was filled with positivity, enthusiasm, zeal, kindness and pragmatism. During the course of his entrepreneurial mission, he had set a number of revolutionary precedents. The Company had and is immensely benefitted from his vision and vigilance. Further he was a well-known industry expert and a popular public speaker on various issues on Finance.

Board of Directors


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Mr. Kamlesh Gandhi

Chairman & Managing Director

He is Founder, Chairman and Managing Director of the Company. He is a proficient and experienced industry practitioner with a brilliant track record. He has more than two decades of experience in managing the Company’s growth. He manages the Company with the guidance and support of the Board. His understanding and vision is among the key enablers for the consistent performance of the Company.

Currently, he is also a director in Finance Industry Development Council (FIDC), MAS Rural Housing & Mortgage Finance Limited, MASFIN Insurance Broking Private Limited, Prarthna Marketing Private Limited, Swalamb Mass Financial Services Ltd and DHI Advisors Private Limited.

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Mrs. Darshana pandya

Director & CEO

She is responsible for leading the operations at MAS and also the relationship of the company with its more than 90 NBFC-MFI & NBFC Partners. She is a commerce graduate who joined the company in 1996 as a junior executive and through her hard work, immaculate working and determination to excel, accompanied by enabling support from the management; she rose to the level of Director & CEO.

Currently, she is also a director in MAS Rural Housing & Mortgage Finance Limited, MASFIN Insurance Broking Private Limited, Prarthna Marketing Private Limited and Swalamb Mass Financial Services Ltd.

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Mr. Dhvanil Gandhi

Director

Mr. Dhvanil Gandhi holds the extensive experience of more than 10 years in the Company. He has been engaged in key roles alongside the core team of MAS. During his association, he has developed the SME lending vertical of the company through its branches across India and also involved in the insurance business, especially for the captive borrowers and the company has also applied for the insurance broking licence under his leadership to cater to larger spectrum of the customers thereby being catalyst in increasing the much-needed insurance penetration in the county. Mr. Dhvanil Gandhi holds a Bachelor’s degree in business administration from prestigious Ahmedabad University – Ahmedabad. He has obtained postgraduate degree from a very renowned institute namely ISB (Indian School of Business – Hyderabad). During his curriculum, he has participated in programmes at Kellogg School of Management, Northwestern University – USA, and IE Business School at Madrid, Spain. He had also attended the summer training programme on Strategic Management at LSE – London School of Economics and a programme on Cross-Cultural Communication & Management at NUS – National University of Singapore

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Mr. Umesh Rajnikant Shah

Independent Director

He is a Chartered Accountant. He has more than 35 years of experience in the diverse fields connected with Finance, Accounting, Auditing and Taxation. He also has 5 years hands-on experience of working in an NBFC.

Currently, he is also a director in MAS Rural Housing & Mortgage Finance Limited.

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MR. NARAYANAN SADANANDAN

Independent Director

He has vast experience of 4 decades in all facets of banking, expertise in Fund Management, Investment Banking, Correspondence & International Banking, Corporate, Commercial and Retail (including MSME) banking. He was an Advisor - Equity Capital Market, SBI Capital Markets Ltd and Ex MD & CEO - SBI Pension Funds Private Ltd.

Currently, he is also a Director in Allied Blenders and Distillers Ltd, Infibeam Avenues Limited, Shree Maruti Integrated Logistics Limited and a Senior Advisor in Modulus Alternative Investment Management Ltd.

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Mr. Vishal Vasu

indu

Independent Director

Mr. Vishal Vasu is a certified technology specialist on Microsoft platforms and carries a diploma of Management in E-Business. He is holding a rich experience and expertise in the field of IT Industry with a focus on Research & Development activities, innovative ecosystem, Information Technology function, architecture designs, software technology, and cybersecurity, fortifying project development and propelling business growth. He is having over 2 decades of expertise in systems engineering, software development, and information management. His accolades as a certified technology specialist on Microsoft platforms and a certified Cybersecurity Expert attest to his unwavering commitment to excellence.

He is currently associated with Dev Information Technology Limited and MINDDEFFT Technologies Private Limited as a Director on the Board of the Companies. He is a frequent speaker, publication contributor and an avid blogger on information technology. His articles have been published in a variety of publications.

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Dr. Barnali Chaklader

Independent Woman Director

Dr. Barnali Chaklader brings over 26 years of extensive experience in academia, serving as a core and visiting faculty at prestigious institutions such as the Institute of Management Technology (IMT) Ghaziabad, International Management Institute (IMI) New Delhi, IIM Lucknow, SP Jain Institute of Management (Singapore), Euromed Management University (France), and Kufstein University (Austria). She is also an adjunct professor at the Kufstein Institute of Applied Sciences

Her core teaching and research areas include Financial Accounting, Management Accounting, Financial Statement Analysis, Strategic Cost Management, and Corporate Finance. She has actively contributed to academia by presenting research papers at various national and international conferences across multiple countries. Her scholarly work has been published in esteemed journals such as the Journal of Business Research, Managerial Finance, Benchmarking – An International Journal, and Global Business Review. Additionally, she successfully completed the Global Colloquium on Participant - Centered Learning at Harvard Business School, Boston, in 2010.

Beyond academia, Dr. Chaklader is a seasoned corporate trainer who conducts finance training programs for public and private sector organizations. Her expertise extends to Finance for Non-Finance Executives, Financial Statement Analysis for Decision Making, and Strategic Cost and Revenue Management.

Dr. Chaklader has been recognized for her contributions to education and research with several prestigious awards. She was honoured as the Faculty of the Year (2023) at ET Ascent Presents Business Leader of the Year, organized by the Times Group, and was named the Most Admired Professor (Finance) (2023) by the World BFSI Congress. In 2022, she was recognized among the 50 Women in Education Leaders by the World Education Congress, Mumbai. Her case study, Grasim Industries Limited and Aditya Birla Nuvo Limited Merger: A Case of Wealth Creation, was ranked among the top 10 cases in the ISB-Ivey Global Case Competition (2018). She also received an award from the Aditya Birla Case Research Center, London Business School, in 2009 for her Globalisation of Research and Development Center case study: How GE does it in India.

A Fellow Member of the Institute of Cost Accountants of India, Dr. Chaklader holds a Ph.D. from Bundelkhand University, Jhansi, along with a Bachelor’s and Master’s degree in Commerce from Delhi University. She also earned an MBA from Lalit Narayan Mishra Institute, Patna. Currently, she is a Professor of Finance and Accounting at IMT Ghaziabad.

Board Committees


AUDIT COMMITTEE

  • Mr. Umesh Shah – Chairman
  • Mrs. Darshana Pandya – Member
  • Mr. Narayanan Sadanandan – Member

NOMINATION AND REMUNERATION COMMITTEE

  • Mr. Umesh Shah – Chairman
  • Mr. Narayanan Sadanandan - Member
  • Mr. Vishal Vasu – Member

STAKEHOLDERS RELATIONSHIP COMMITTEE

  • Mr. Narayanan Sadanandan - Chairman
  • Mrs. Darshana Pandya – Member
  • Mr. Umesh Shah – Member

RISK MANAGEMENT COMMITTEE

  • Mr. Narayanan Sadanandan – Chairman
  • Mr. Umesh Shah – Member
  • Mrs. Darshana Pandya – Member
  • Mr. Dhvanil Gandhi – Member

CORPORATE SOCIAL RESPONSIBILITY COMMITTEE

  • Mr. Narayanan Sadanandan - Chairman
  • Mrs. Darshana Pandya – Member
  • Mr. Umesh Shah- Membe

Corporate Advisory Committee


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Dr. Rajiv Kumar

Former Vice Chairman of
NITI Aayog

Government of India's apex think tank, with the rank of a cabinet minister. He is the Founding Director & current Chairman of Pahle India Foundation - a public policy think tank. He also served as an independent director on the Central Boards of the Reserve Bank of India and the State Bank of India.

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Mr. TT Srinivasaraghavan

Chairman Emeritus of FIDC & Retired MD of Sundaram Finance Ltd.

He has over 40 years of experience in the banking and financial services sector and has been associated with leading trade related organisations. He has been involved with various Committees constituted by the RBI on NBFC related matters, including the recently constituted Group of Advisors to Regulations Review Authority.

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Mr. U.S. Paliwal

Secretary General, CCA and CEO of the Association of Small Finance Banks of India.

He is Former Executive Director of Reserve Bank of India and Former Director of Bank of Mauritius. He was Nominee Director on the Boards of three PSU banks in India.

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