MAS HL RMS Logo
MAS HL RMS
MAS Rural Housing and Mortgage Finance Ltd

Privacy Policy

Home Loan Recovery Management System (HL RMS) Application
MAS Rural Housing and Mortgage Finance Ltd ("MAS", "we", "our", or "us") is committed to protecting the privacy and security of all Personal Data collected and processed through the MAS HL RMS (Home Loan Recovery Management System) application. This Policy explains what Data may be collected, how it is used, how it is stored and protected, and the rights available to Users regarding their own Personal Data.

In order to receive information about your Personal Data, the purposes it is processed for, and the parties it is shared with, please contact the Owner using the details provided in this document.
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Data Controller and Types of Data Collected

In order to receive information about your Personal Data, the purposes it is processed for, and the parties it is shared with, please contact the Owner.


📋 Types of Data Collected

The Owner does not provide a general list of Personal Data types collected. Complete details on each type of Personal Data collected are provided in the dedicated sections of this Privacy Policy or by specific explanation texts displayed prior to the Data collection.

✅ How Data Is Provided
  • Personal Data may be freely provided by the User, or, in the case of Usage Data, collected automatically when using this Application.
  • All Data requested by this Application is mandatory, and failure to provide it may make it impossible for the Application to provide its services — unless the Application specifically states that certain Data is not mandatory.
  • Users who are uncertain about which Personal Data is mandatory are welcome to contact the Owner.
🍪 Any use of Cookies or other tracking tools by this Application, or by third-party services used by this Application, serves the purpose of providing the requested service, in addition to any other purposes described in this document and in the Cookie Policy, if available.
⚠️ Users are responsible for any third-party Personal Data obtained, published, or shared through this Application, and confirm that they have the third party's consent to provide such Data to the Owner.
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Mode and Place of Processing the Data
⚙️ Methods of Processing
  • The Data Controller processes Users' Data in a proper manner and takes appropriate security measures to prevent unauthorized access, disclosure, modification, or destruction of the Data.
  • Data processing is carried out using computers and/or IT-enabled tools, following organizational procedures strictly related to the purposes indicated.
  • In addition to the Data Controller, Data may in some cases be accessible to persons involved with the operation of the site (administration, sales, marketing, legal, system administration) or to external parties (technical service providers, mail carriers, hosting providers, IT companies, communications agencies) appointed as Data Processors by the Owner.
  • The updated list of these parties may be requested from the Data Controller at any time.
📍 Place

The Data is processed at the Data Controller's operating offices and in any other places where the parties involved with the processing are located. For further information, please contact the Data Controller.

⏳ Retention Time

The Data is kept for the time necessary to provide the service requested by the User, or as stated by the purposes outlined in this document. The User can always request that the Data Controller suspend or remove the Data.

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Additional Information on Data Collection and Processing
⚖️ Legal Action
  • The User's Personal Data may be used for legal purposes by the Data Controller, in Court or in the stages leading to possible legal action arising from improper use of this Application or the related services.
  • The User declares to be aware that the Data Controller may be required to reveal Personal Data upon request of public authorities.
ℹ️ Additional Information About Personal Data

In addition to the information contained in this Privacy Policy, this Application may provide the User with additional and contextual information concerning particular services or the collection and processing of Personal Data, upon request.

🖥️ System Logs and Maintenance

For operation and maintenance purposes, this Application and any third-party services may collect files that record interaction with this Application (System Logs), or use other Personal Data (such as IP Address) for this purpose.

📄 Information Not Contained in This Policy

More details concerning the collection or processing of Personal Data may be requested from the Data Controller at any time. Please see the contact information at the beginning of this document.

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The Rights of Users

Users have the right, at any time, to know whether their Personal Data has been stored, and can consult the Data Controller to learn about its contents and origin, to verify its accuracy, or to ask for it to be:


  • Supplemented, cancelled, updated, or corrected.
  • Transformed into anonymous format, or blocked if held in violation of the law.
  • Opposed, in its treatment, for any and all legitimate reasons.
📩 Requests should be sent to the Data Controller at the contact information set out below.
🚫 This Application does not support "Do Not Track" requests. To determine whether any third-party services it uses honor "Do Not Track" requests, please read their respective privacy policies.
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Changes, Definitions & Legal References
🔄 Changes to This Privacy Policy

The Data Controller reserves the right to make changes to this Privacy Policy at any time by giving notice to Users on this page. It is strongly recommended to check this page often, referring to the date of the last modification listed at the bottom. If a User objects to any changes, the User must cease using this Application and can request that the Data Controller remove their Personal Data. Unless stated otherwise, the then-current Privacy Policy applies to all Personal Data the Data Controller holds about Users.

📖 Key Definitions
  • Personal Data (or Data): Any information regarding a natural person, legal person, institution, or association which is, or can be, identified, even indirectly, by reference to other information, including a personal identification number.
  • Usage Data: Information collected automatically, which can include IP addresses or domain names, URI addresses, time of request, method used to submit the request, file size received in response, server status codes, country of origin, browser and OS features, visit duration, and navigation path within the Application.
  • User: The individual using this Application, who must coincide with or be authorized by the Data Subject.
  • Data Subject: The legal or natural person to whom the Personal Data refers.
  • Data Processor (or Data Supervisor): The natural or legal person, public administration, or other body authorized by the Data Controller to process Personal Data in compliance with this Privacy Policy.
  • Data Controller (or Owner): The natural or legal person, public administration, or other body with the right — also jointly with another Data Controller — to make decisions regarding the purposes and methods of processing Personal Data, including the security measures concerning the operation of this Application.
📜 Notice to European Users: This privacy statement has been prepared in fulfillment of the obligations under Art. 10 of EC Directive n. 95/46/EC, and under the provisions of Directive 2002/58/EC, as revised by Directive 2009/136/EC, on the subject of Cookies. This Privacy Policy relates solely to this Application.
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Contact Us

For questions, concerns, or requests regarding this Privacy Policy, or to exercise your data rights, please reach out:

🏢
Company
MAS Rural Housing and Mortgage Finance Ltd
📧
Email
mrhmfl@mas.co.in
📌
Head Office
4th Floor, Narayan Chambers, B/H Patang Hotel, Ahmedabad